Where Finance Creates Freedom
Spark Financial GroupSpark Financial GroupSpark Financial Group
(647) 730-5556
Vaughan ON L4L 8A9


Debt Consolidation

Contact Us today and see how Spark Financial Group can help you lower your debt. Of the 10% of Canadians who refinanced their mortgages last year, 62% cited debt consolidation or repayment as the main reason for their refinance. This is because consolidating high interest debt – like credit card balances and auto loans – […]
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Commercial Mortgages

At Spark Financial Group, we make it easy for our customers to apply and get approved for a commercial mortgage. A commercial mortgage in Canada is a mortgage loan given to the owner of a property that is not considered a residential home. It is often times one of the largest financial investments that an […]
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Purchasing a Condo

Thinking of purchasing a Pre-construction condo or resale condo? Call us First, we can help! When deciding to purchase a condo, one of the first decisions you will be faced with is whether to go with a pre-construction condo or a more conventional resale condo. While the cosmetic appeal of buying a new condo unit […]
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Bad Credit Mortgages

Bad Credit or Low Income? We can help! There are many home loans options available for individuals with bad credit or low income who have been turned down by the major banks. While you might not be able to qualify with a primary lender at the lowest possible mortgage rate, at Spark Financial Group we […]
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Home Equity Loan

At Spark Financial Group, we are here to help you find your best HELOC solution. A home equity line of credit, or HELOC, is a revolving line of credit secured by your home at a much lower interest rate than a traditional line of credit. In Canada, your HELOC cannot exceed 65% of your home’s […]
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Private Mortgage Loans

At Spark Financial Group we offer Private Lending in various categories. Private mortgages are short- term, interest-only loans, ranging in length from 1 to 3 years. Interest only loans do not require homeowners to pay the mortgage principal down, and instead only require interest payments each month.  Private lenders have realized that conservative lending guidelines […]
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Mortgage Refinancing

The experts at Spark Financial Group can help you get the best deal that’s right for you. Refinancing means renegotiating your existing mortgage loan agreement, usually to access the equity in your home, or to lower other borrowing costs by taking advantage of a lower interest rate. Refinancing can help you consolidate debt or pay […]
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Mortgage Affordability Calculator#2

Find Out How Much Mortgage You Can Afford   We’ll help you figure out what home price you may be able to afford.   Ready to start looking for your dream home? Don’t just dream about it – let our Mortgage Affordability Calculator help you begin your search. Enter a few key details and the […]
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Mortgage Payment Calculator#2

Find Out How Much Your Mortgage Payments Will Be Our mortgage payment calculator calculates your monthly payment and shows you the corresponding amortization schedule. If you are purchasing a home, our payment calculator allows you to test down payment and amortization scenarios, and compare variable and fixed mortgage rates. We also help you calculate CMHC […]
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Mortgage Renewals

Getting the Best Rate on Your Renewal If you are nearing the end of your mortgage term and are 4 months or less away from your renewal date, you should have already started exploring your renewal options with your current lender and also shop around with other lenders. A renewal is performed when your mortgage […]
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Spark Financial Group