Where Finance Creates Freedom
Spark Financial GroupSpark Financial GroupSpark Financial Group
(647) 730-5556
Vaughan ON L4L 8A9


Mortgage Affordability Calculator

Find Out How Much Mortgage You Can Afford   We’ll help you figure out what home price you may be able to afford.   Ready to start looking for your dream home? Don’t just dream about it – let our Mortgage Affordability Calculator help you begin your search. Enter a few key details and the […]
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Land Transfer Calculator

Land Transfer Tax Land transfer tax (LTT) is often overlooked when considering the total cost of purchasing a home. All provinces have a land transfer tax, except Alberta and Saskatchewan, who instead levy a much smaller transfer fee. In most provinces the tax is calculated as a percentage of property value, using asking price as […]
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CMHC Calculator

Mortgage Default Insurance Mortgage default insurance, which is commonly referred to as CMHC insurance, is mandatory in Canada for down payments between 5% (the minimum in Canada) and 19.99%. Mortgage default insurance protects lenders, in the event a borrower ever stopped making payments and defaulted on their mortgage loan. Although mortgage default insurance costs homebuyers 2.80% – […]
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Mortgage Payment Calculator

Find Out How Much Your Mortgage Payments Will Be Our mortgage payment calculator calculates your monthly payment and shows you the corresponding amortization schedule. If you are purchasing a home, our payment calculator allows you to test down payment and amortization scenarios, and compare variable and fixed mortgage rates. We also help you calculate CMHC […]
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Spark Financial Group