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We are careful about Finance
We provide exceptional Financial services to a wide range of residential and commercial properties.
What separates Spark Financial Group from many banks or private financial institutions is our access to over 55 lenders and a wide variety of investment solutions to suit your needs.
Our Rates
*Rates subject to change and OAC
Specializing in investments, financing, consulting and learning, Spark Financial Group is your centralized hub for building a better financial future.
Our agents and our expertise give our clients the comfort of knowing that we are focused solely on their best interests.
We work hard to ensure our clients are getting the best rate possible!
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Our Services
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Whether you are investing funds or borrowing them, Spark Financial Group aims to provide top customer satisfaction in both work ethic and product output.
Our services:
Being a first-time home buyer is exciting, but can also be intimidating because of all of the information and options available to choose from. It is important to do enough research before deciding what home to purchase so that as a first-time home buyer, you get the best deal possible on a mortgage for your new home.
If you are nearing the end of your mortgage term and are 4 months or less away from your renewal date, you should have already started exploring your renewal options with your current lender and also shop around with other lenders.
Refinancing means renegotiating your existing mortgage loan agreement, usually to access the equity in your home, or to lower other borrowing costs by taking advantage of a lower interest rate. Refinancing can help you consolidate debt or pay for other large expenses like education or renovations. When you refinance, you select new terms for your mortgage loan agreement.
Private mortgages are short- term, interest-only loans, ranging in length from 1 to 3 years. Interest only loans do not require homeowners to pay the mortgage principal down, and instead only require interest payments each month.
A commercial mortgage in Canada is a mortgage loan given to the owner of a property that is not considered a residential home. It is often times one of the largest financial investments that an investor makes in their life.
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